Comments on: Blog Share post

By: Amanda

Amanda — Thu, 19 Feb 2009 15:45:53 +0000

THANK YOU! I practice avoidance for no reason I can identify. I am currently cleaning up a big mess. I KNOW all the obvious things you need to know about balancing your bank account, I just… don’t.

By: A New Duck

A New Duck — Thu, 19 Feb 2009 01:45:07 +0000

This is so true! I’m usually good with my money, but sometimes I slide into a dark place (it’s the best way I can describe the money dropout zone) and simply put my head in the sand. This is ALWAYS worse than just facing up to it. Thanks for the reminder!

By: Caity of the Keps

Caity of the Keps — Wed, 18 Feb 2009 22:12:10 +0000

My parents were extremely good role models when it came to handling money properly, but even so when I got to college I definitely bounced a couple of checks. My problem was that I wouldn’t keep track of what I was spending. I had plenty of money to cover the things I needed, but I wouldn’t know when I needed to transfer money from savings to checking. Now that I’ve been out of college for awhile and been getting a steady paycheck for a couple of years I still don’t keep track of the deposits or what I’m spending. I just make sure to have quite a bit in my checking account so that there is a big enough pad that I’m pretty sure I won’t overdraw. But this irritates me too because I’m sure that I’m spending way too much on things I don’t need, yet I never force myself to really look at it and track it and do something about it!

By: nancypearlwannabe

nancypearlwannabe — Wed, 18 Feb 2009 22:11:37 +0000

Oh man, I hear you on this one. I’ve always been a fan of avoidance, and college provided a great opportunity for that. Unfortunately it was because I really did not have any money, but still. It took a long time to figure it out.

By: Anonymous Poster

Anonymous Poster — Wed, 18 Feb 2009 22:09:24 +0000

You know, this is what I love about Blog Share – you guys are always so damn supportive. I’m really happy to have helped some people and to find that I’m not alone in this – and to think, this was just something I wrote because I wasn’t ready to share another secret I have going on right now!

By: been there

been there — Wed, 18 Feb 2009 21:20:00 +0000

So, when I was in high school it was normal in my house to maybe have electricity, or maybe not. And maybe there would be food, or there might not be. My dad never answered the phone, instead relying on the answering machine to weed out the bill collectors.

When I finally got around to having my own money, I thought poor money management was NORMAL. Didn’t EVERYONE have people chasing them for money? I spent my late teens and early twenties creating debt I could not keep up with. I would ask my mom for help and she would send me some money to cover some dire circumstance, and then we’d do it all over again next month. ‘Twas a lovely dance.

I’m always amazed when I meet people who have NEVER experienced any sort of financial irresponsibility. I always think that they’re lying, or had amazing role models.

I’ve been there. I still dread opening bills. Setting up automatic withdrawals to pay bills has helped a LOT. For some reason I don’t get as overwhelmed by knowing I need $X in the bank to cover the bill as I do about writing the actual check. Weird isn’t it?

By: Courtney

Courtney — Wed, 18 Feb 2009 20:53:05 +0000

Oh my gosh…this post was absolutely inspiring to me. I currently have a negative balance in my bank account, and yet am ready to go to the mall and max out my recently paid off Express and Ann Taylor credit cards. I am so thankful for BlogShare and your post, it makes me realize that I’m not stuck in this never-ending cycle, and I can take control of my finances. I suppose it’s not money that’s really my problem, but my outlook and perception of things. If only I knew your blog so I could add it to my feed…